Discover how to access your driving record and understand its impact on your car insurance rates. Learn how to request records and use the information to lower premiums.

Many car insurance providers do not allow you to freely spend your claim check any way you want — as nice as that would be. After you’ve filed a claim, you will generally be obligated to direct the ...

An insurance claim is a set of documents you file with the insurance company after an accident. If the accident is covered by your policy, the insurance company will cover your costs. You can make ...

The price of car insurance continues to accelerate: In November 2025, the average cost of a full coverage auto policy is $2,697 a year, according to Bankrate data, or about $225 a month. That's 12% ...

If your car is totaled, you may be able to get a check for its actual cash value from the insurance company. Many, or all, of the products featured on this page are from our advertising partners who ...

Compare plans tailored to your car & budget. If you’re unsure whether your vehicle is still under warranty, you can find out using its vehicle identification number, or VIN. The VIN includes the ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Homeowners and car owners have at least one thing in common — rising insurance premiums. Auto insurance has gone up more than 11% in 2025, according to data from the U.S. Bureau of Labor Statistics, ...